Sometimes people are confused about the differences between FHA and conventional loans. In some cases, an FHA loan can help you buy a home sooner than you’d be able to buy with a conventional loan. Paperwork and processing times for both loan types are roughly the same, so it just comes down to what you qualify for and what makes the most financial sense for you. Let’s break down both loans. Continue reading “Why an FHA Loan Might Change Everything For You”
There are few things in life as murky as tax law. There’s a lot of misinformation floating around about how you’re taxed on the profit (capital gains in IRS-speak) you make when you sell your home. Plus, this topic made news recently because of proposed changes to the law, causing more confusion (none of the proposals passed, by the way.) Here’s what you need to know about taxes and selling your home. Continue reading “Everything You Need to Know About Capital Gains Taxes and Selling Your Home”
Credit is a big deal, and having good credit makes buying a home easier. But do you know these secrets about your credit?Explore
Not all home improvement projects are created equal, especially when it comes to getting money back on your investment. While you’ll very rarely see a 100% return on your money, there are some projects that get you close to it. Continue reading “The Most Cost-Effective Projects for Your Home: Cost vs. Value 2018”
The spring brings many new homes to the market, but it also brings more buyers (which equals more competition for you). That’s especially true this year, with home inventory really tight all over the country.
Here’s how mortgage interest rates are changing and how it could affect you going forward.Explore
Thinking about refinancing your mortgage? Sometimes it’s hard to know whether or not a refinance is a good idea. It can be confusing! There are so many factors at play. Here’s what you need know about refinancing and how it can benefit you. Continue reading “Everything You Need to Know About Refinancing Your Mortgage”
Energy-efficient improvements are a great idea for your home, but they can be expensive. But what if you could get rebates for making such improvements? Nevada energy rebates will get you money right off the bat as well as save you money for as long as you’re in your home. They’ll also increase the value of your house. Here’s what you need to know about Nevada energy rebates that can save you a lot of money. Continue reading “Save Some Money with Nevada Energy Rebates”
Tony and Amanda Tonkin came to us in 2015, wanting to get a mortgage after bankruptcy, and they needed some help. Tony had been forced to declare bankruptcy after overwhelming medical bills accrued while he was between jobs and health insurance. Tony went from having a high credit score to seeing his credit decimated. Amanda also needed to work on her credit if they were going to be able to buy a home.
We worked with Tony and Amanda for about 18 months in all. We stayed in contact with them throughout the entire process, as they worked hard to rebuild their credit and become eligible to buy a home of their own. Continue reading “Yes, You Can Get a Mortgage After Bankruptcy”
The State of Nevada’s Home is Possible down payment assistance program is here to help you get into a home of your own. In fact, this program just helped Roberto Pais, a recently closed client, buy an affordable home of his own. I’ll be sharing some of his story as I tell you about how this down payment assistance program can help you achieve your dream of home ownership. Continue reading “Get Extra Money for Your House with Nevada’s Home is Possible Program”